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Providing Individuals and Businesses with comprehensive Independent Financial Advice
 
 
 
 
 
 
Ray James has been a Financial Adviser since 1981 and is the Healthcare Insurance Specialist for Options Strathclyde for individuals, families and businesses. 
Ray is available to advise, research, recommend and arrange life, critical illness, income protection and private medical insurance policies with care and attention to detail. He will also review your plans in the future to make sure they are inflation-proof and continue to be best value for money.
 
Ray is supported at Options Strathclyde by a team of highly experienced advisers who specialise in mortgage, investment and pension enquiries.
 
 
 
 
 
 

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Options Strathclyde is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA)